Optus Bank has never been stronger and more ready to serve you! All depositors with $250,000 or less are insured by the FDIC but we can also fully insure deposits over $250,000 up to a total of $130 million per customer. Please contact us if you would like to learn more.

How Can We Serve You?

Personal

Find an account that fits your needs, including CDs, IRAs, and Money Market Accounts

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Business

Choose the right sized accounts for your business. Earn more with CDs, IRAs, and Commercial MMAs.

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Mobile & Web Banking

Manage your account on the go. Access our services from your mobile phone.

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News

Oct 7, 2024

Optus Bank Powers Sustainability by financing 112.5-Megawatt DC Solar Farm in North Carolina

Jul 30, 2024

Resource Guide for Collaboration with Minority Depository Institutions

Jul 30, 2024

Partnerships With Minority- and Women-Owned Financial Institutions, Low-Income Credit Unions

Jul 11, 2024

Optus Bank Announces Key Executive Appointments

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Futures Start Here

“Optus Bank was pivotal in Calabash acquiring the PPP we needed to stay in business. We highly recommend Optus and truly can't thank them enough."”

-Dr. Sunyatta Amen

Futures Start Here

“Optus is prime to grow, and I am excited about the management there. We just need to make sure we stay tuned with the little people.””

-Barry Walker

Futures Start Here

“Optus is the can-do bank. Not only can they do it, they did it.””

-Jeff Nates

Start Your Wealth Building Journey With Us.

We believe everyone should have a chance to build personal wealth regardless of their circumstances. Our team is committed to helping each client achieve the American Dream because our quality banking services are built upon a deep belief in our wealth building mission.

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