100 years of generational wealth building and financial empowerment for everyone!

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Personal

Find an account that fits your needs, including CDs, IRAs, and Money Market Accounts

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Business

Choose the right sized accounts for your business. Earn more with CDs, IRAs, and Commercial MMAs.

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Mobile

Manage your account on the go. Access our services from your mobile phone.

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New Personal Finance Program

Reach your wealth building financial goals using our Wealth Pioneer Institute powered by Enrich: Money Matters. Assess your finances, track your progress and build wealth now!

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News

Futures Start Here

“Optus Bank was pivotal in Calabash acquiring the PPP we needed to stay in business. We highly recommend Optus and truly can't thank them enough."”

-Dr. Sunyatta Amen


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Futures Start Here

“Optus is prime to grow, and I am excited about the management there. We just need to make sure we stay tuned with the little people.””

-Barry Walker


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Futures Start Here

“Optus is the can-do bank. Not only can they do it, they did it.””

-Jeff Nates


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Start Your Wealth Building Journey With Us.


We believe everyone should have a chance to build personal wealth regardless of their circumstances. Our team is committed to helping each client achieve the American Dream because our quality banking services are built upon a deep belief in our wealth building mission.