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Banking on

Communities

Put Your Savings to Work: Grow your money faster with our competitive CD and Money Market rates.

What makes Optus different?

We invest in you.

investing in communities
Capitalizing Communities

78% of loans were made to minority borrowers.

supporting small business
Supporting Small Business

51% of loans went to small businesses.

serving the underserved
Advancing Opportunity

Over 96% of our loans by dollar value were in persistent poverty counties.

personalized support
Personalized Support

Customized 

service combined with cutting-edge innovation.

How can we help you?

Business Banking

  • Savings

  • Checking

  • IRAs

  • CDs

  • High impact and green loans

Personal Banking

  • Savings

  • Checking

  • IRAs

  • CDs

Optus Mobile

Manage your Optus account on-the-go.

2026 Optus Impact Report-Cover

2025 Impact Report

We are proud to present our 2025 Impact Report, highlighting a year of continued progress, thoughtful growth, and meaningful investment. Throughout the year, we have strengthened our capacity to support customers, businesses, and communities while maintaining strong financial performance. This report reflects the impact of our work, the strength of our partnerships, and our continued commitment to responsible, relationship-driven banking.

“I tell every business owner I meet—find a bank that believes in your mission. Optus has been more than a lender; they’ve been a true partner.”

Dr. Damon Daniels 

Wellspring Medical

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Start your financial-building journey with us.

Customer Service

803.733.8100

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Optus Bank Corporate Office

1501 Gervais Street

Columbia, SC 29201

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© Optus Bank. All Rights Reserved. | Optus Bank, Inc.| NMLS #811363

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