Optus Bank has never been stronger and more ready to serve you! All depositors with $250,000 or less are insured by the FDIC but we can also fully insure deposits over $250,000 up to a total of $130 million per customer. Please contact us if you would like to learn more.

How Can We Serve You?

Personal

Find an account that fits your needs, including CDs, IRAs, and Money Market Accounts

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Business

Choose the right sized accounts for your business. Earn more with CDs, IRAs, and Commercial MMAs.

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Mobile & Web Banking

Manage your account on the go. Access our services from your mobile phone.

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New Personal Finance Program

Reach your wealth building financial goals using our Wealth Pioneer Institute powered by Enrich: Money Matters. Assess your finances, track your progress and build wealth now!

Set Up Your Budget Now!*

*This link will take you to an external website

News

Mar 15, 2023

Yahoo!news: Yahoo!News: Bank collapse hits home for Black-owned banks as republicans blame ‘woke’ culture.

Mar 1, 2023

The history of South Carolina’s First Black Owned Bank.

Feb 1, 2023

Optus Bank partners with Citi and Walmart to help suppliers find capital and financing!

Sep 1, 2022

Mother daughter duo and Optus Bank customer, launch hair care product line!

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Futures Start Here

“Optus Bank was pivotal in Calabash acquiring the PPP we needed to stay in business. We highly recommend Optus and truly can't thank them enough."”

-Dr. Sunyatta Amen

Futures Start Here

“Optus is prime to grow, and I am excited about the management there. We just need to make sure we stay tuned with the little people.””

-Barry Walker

Futures Start Here

“Optus is the can-do bank. Not only can they do it, they did it.””

-Jeff Nates

Start Your Wealth Building Journey With Us.

We believe everyone should have a chance to build personal wealth regardless of their circumstances. Our team is committed to helping each client achieve the American Dream because our quality banking services are built upon a deep belief in our wealth building mission.

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