Services

Personal

Find an account that fits your needs, including CDs, IRAs, and Money Market Accounts

Learn More

Business

Choose the right sized accounts for your business. Earn more with CDs, IRAs, and Commercial MMAs.

Learn More

Mobile

Manage your account on the go. Access our services from your mobile phone.

Learn More

Futures Start Here

“Optus Bank was pivotal in Calabash acquiring the PPP we needed to stay in business. We highly recommend Optus and truly can't thank them enough."”

-Dr. Sunyatta Amen

Futures Start Here

“Optus is prime to grow, and I am excited about the management there. We just need to make sure we stay tuned with the little people.””

-Barry Walker

Futures Start Here

“Optus is the can-do bank. Not only can they do it, they did it.””

-Jeff Nates

Start Your Wealth Building Journey With Us.

We believe everyone should have a chance to build personal wealth regardless of their circumstances. Our team is committed to helping each client achieve the American Dream because our quality banking services are built upon a deep belief in our wealth building mission.

Email Us

Visit Us

Call Us

Services

Personal

Business

Mobile

News

Icons & Phenoms celebrated by CRBR, colleagues and community

North Charleston’s Black-owned businesses seek more support amid city’s growth

Corporate America’s $50 billion promise

Business Report honors the 2021 class of Icons & Phenoms

Futures Start Here

“Optus Bank was pivotal in Calabash acquiring the PPP we needed to stay in business. We highly recommend Optus and truly can't thank them enough."”

Futures Start Here

“Optus is prime to grow, and I am excited about the management there. We just need to make sure we stay tuned with the little people.””

Futures Start Here

“Optus is the can-do bank. Not only can they do it, they did it.””

Start Your Wealth Building Journey With Us.